Cargo Insurance Conditions

Standard Clauses, Addtional Clauses, Excluded and Referred Cargo

Standard Clauses

  • Institute Cargo Clauses (A) 1/1/2009 (CL.382). Unless otherwise stated.
  • Institute Strikes Clauses (Cargo) 01/01/2009 (CL.386)
  • Institute War Clauses (Cargo) 01/01/2009 (CL.385)
  • Institute Cargo Clauses (Air) (excluding sendings by Post) 1/1/1982 (CL.259)
  • Institute Strikes Clauses (Air Cargo) 1/1/2009 (CL.388)
  • Institute War Clauses (Air Cargo)(excluding sendings by Post) 1/1/2009 (CL.389)
  • Institute War Clause (Sendings by Post) 1/3/2009 (CL390)
  • Institute Classification Clause 1/1/2001 (CL.354)
  • Institute Radioactive Contamination, Chemical, Biological, Bio-Chemical and Electromagnetic Weapons Exclusion Clause 10/11/2003 (CL.370)
  • U.S.A. & Canada Endorsement for the Institute Radioactive Contamination, Chemical, Biological, Bio-chemical and Electromagnetic Weapons Exclusion Clause 10/11/03
  • Institute Replacement Clause 1/1/1934 (CL.161)
  • Institute Cyber Attack Exclusion Clause 10/11/2003 (CL.380)

Additional Clauses

  • Dangerous / Hazardous goods : Cover subject to "Dangerous Cargo Clause"
  • Document and Tickets : Cover subject to "Document and Tickets Clause"
  • Electronics (other) and Computers (not chips, tablets or CPU's) subject to standard rate
    Preapproved: Shipments with maximum value of EUR 50,000
  • Fashion Wear and Accessories (Designer / Exclusive brands)
    Preapproved maximum value EUR 50,000 (provided individual items not are valued more than EUR 750/kg)
  • Household goods / Personal Effects : Cover subject to "Household goods and Personal Effects Clause"
  • Repaired goods : Cover subject to "Used goods Clause"
  • Spirits, Liqueur and Beers
  • Used goods : Cover subject to "Used Goods Clause" and/or "Second Hand Interests Clause"
  • Unpacked goods : "Interests Carried Unpacked or Unprotected / on deck of a vessel / not in a non fully enclosed cargo space Clause"
  • Vehicles : Cover subject to "Motor Vehicle Clause"
  • Water / Pleasure craft : Cover subject to "Watercraft Clause"
  • Wine : Subject to standard rate and cover subject to "Wine Clause"
  • Foreign Restriction Clause
  • Mechanical Electrical Electronic Derangement Exclusion Clause

Excluded Cargo and Referred Cargo

  • Excluded Cargo and Referred Cargo


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